Chairman: William A. Brandt, Jr.

Mr. Brandt is President and CEO of Development Specialists, Inc. ("DSI"), a firm specializing in management, consulting and turnaround assistance to troubled or reorganizing enterprises. He is widely recognized as one of the foremost practitioners in the field of corporate restructuring, bankruptcy and related public policy issues. He currently resides in the Chicagoland area. His term as Chairman expires 1/1/10.

Vice Chairman: Michael W. Goetz

Mr. Goetz is currently the Executive Director of the Laborers' Home Development Corporation (1997-Present). His experience includes: Director of the Midwest Region Foundation for Fair Contracting; Vice President of the Chicago Corporation; and Executive Director of the Illinois Public Treasurer's Investment Pool. He currently resides in Springfield, Illinois. His term as a member of the board expires on 7/21/08.

William Barclay

Dr. Barclay resides in the Chicagoland area. His term as a member of the board expires on 7/21/08.

Magda M. Boyles

Ms. Boyles is an attorney at Vedder, Price, Kaufman & Kammholz practicing in the areas of Corporate & Business Law and Banking & Finance. Ms. Boyles resides in the Chicagoland area. Her term of office expires on 7/17/09.

Ronald E. DeNard

Mr. DeNard is the Director of Investor Relations for Exelon Corporation and is a Certified Public Accountant. He served on the Governor’s Pension Reform Commission from January, 2004 – February, 2005, was the former Chief Financial Officer of the Chicago Park District and is a member of the National Investor Relations Institute. Mr. DeNard also serves on the boards of National Lewis University, Friends of the Park and the League of Chicago Theatres. Mr. DeNard resides in the Chicagoland area. His term of office expires on 7/16/09.

James J. Fuentes

Mr. Fuentes is founder, President and CEO of Clarity Communications Systems Inc., a software development company in the global wireless telecommunications market, and has served in management and engineering positions for Lucent Technologies, Northrop Defense Systems Division and Lockheed Aircraft Company. He holds several patents and has won numerous awards for technical innovation and achievement. Mr. Fuentes is active in the U.S. Hispanic Chamber of Commerce among other civic organizations. He resides in the Chicagoland area. His term of office expires 7/17/09.

Dr. Roger D. Herrin

Dr. Herrin is President of RDK Management Services which owns and manages three long-term care facilities in Southern Illinois, and is past Chairman of ComBank, Inc., a banking corporation that owns and operates 7 community banks known as Community National Bank. Dr. Herrin has formerly served on the Illinois Health Care Reform Task Force and as a board member of the former Illinois Health Facilities Authority. Retired from the practice of surgical podiatry and sports medicine, he currently resides in Harrisburg, IL. His term as a member of the board expires on 7/16/07.

Edward H. Leonard, Sr.

Mr. Leonard is President of Leonard Farms, a fourth generation farm near the city of Decatur. Mr. Leonard has served on several boards and commissions in the last 40 years, including Macon County Regional Planning Commission (1977-Present) and Niantic Farmers Grain Company Board of Directors (1972-2003, President 1995-1993). He currently resides in Niantic, Illinois. His term as a member of the board expires on 7/17/09.

Terrence M. O'Brien

Mr. O'Brien is owner and President of Terrence O'Brien & Co., a real estate appraisal, brokerage and consulting services firm. His expertise includes appraisal of fee, leasehold and partial interest as well as equity investment analysis, feasibility, market and highest and best use studies. Mr. O'Brien previously served on the Board of Directors of the Illinois Development Finance Authority, the Board of Banks and Trust Companies for the State of Illinois, and the Board of Directors of a Chicago bank. He resides in the Chicagoland area. His term of office expires on 7/21/08.

Juan B. Rivera

Mr. Rivera is the Executive Director of the Latin United Community Housing Association, a housing development organization in Chicago. He structures complex real estate financing deals and advises banks on strategies to market mortgage products. He is an Accredited Residential Manager for the Institute of Real Estate Management (“IREM”) and has received the Community Reinvestment Award given by the Woodstock Institute. He has provided training and organizational consulting services to Freddie Mac and the Development Training Institute. Mr. Rivera resides in the Chicagoland area. His term of office expires on 7/21/08.

Lynn Talbott

Ms. Talbott is Manager and Chief Executive Officer of the Chicago and Midwest Regional Joint Board of UNITE HERE which has 50,000 members in its labor organization in the Midwest. Lynn also serves on the Boards of Amalgamated Bank, Sidney Hillman Health Center and various other boards located in Chicago and on the East Coast. Ms. Talbott resides in the Chicagoland area. Her term as a member of the board expires on 7/16/09.

Joseph P. Valenti

Mr. Valenti has spent the last 40 years working in the banking industry. His experience includes: Senior Vice President of Lincoln National Bank and Continental Bank; President of Garfield Ridge Bank; and most recently Senior Vice President of Manufacturers Bank, now known as MB Financial Bank, NA. He resides in the Chicagoland area. His term as a member of the board expires on 7/16/07.

April D. Verrett

Ms. Verrett is Vice President, Director of Member Engagement and Development for the Service Employees International Union, Healthcare Illinois and Indiana. Ms. Verrett is a graduate of Loyola University Chicago, and she resides in the City of Chicago. Her term as a member of the board expires on 7/21/08.

Bradley A. Zeller

Mr. Zeller is chairman of the Morgan County Board of Commissioners and serves on the Emergency 911 Board and the Jacksonville Regional Economic Development Corporation Board. He is a member of the Jacksonville Area Chamber of Commerce and formerly Vice President of the Alexander Businessmen's Association. Zeller's background is in agricultural economics including farming 1,300 acres among which are his family's 700-acre Centennial Farm. He resides in Alexander. His term as a member of the board expires on 7/17/09.